Refinance student loan consolidating student loan Webcam forums

Credit unions are not-for-profit financial institutions. The suggestion is to leave whatever federal loans you have alone; check it out, but the rate will probably be lower than what even a credit union may offer.

There are two types of consolidation loans: federal and private, and they each come with distinct advantages and drawbacks.A cosigner is someone who shares responsibility with the borrower for repaying the loan.The cosigner doesn’t have to be a relative; he or she can be any adult who meets the eligibility requirements.When you consolidate federal loans, your new fixed interest rate will be the weighted average of your previous rates, rounded up to the next ⅛ of 1%.So, for instance: If the average comes to 6.15%, your new interest rate will be 6.25%.

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